Welcome to NCDA Northern California Debtors Anonymous

Recovery from problems with debt

For questions and suggestions about this site, contact: webguardian@ncdaweb.org.

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Winter 2015-2016
Winter 2015 Edition

Sign up for news and announcements from the Northern California Debtors Anonymous Intergroup! 

Is your life unmanageable because of debt?
Are you sick of bouncing checks, paying late fees, and having creditors knocking at your door?
• Take a Debt Quiz. 15 Questions may help you decide if you have a problem.
• What are the signs of compulsive debting?
• How can I get started in DA?

About Debtors Anonymous

Debtors Anonymous offers hope for people whose use of unsecured debt causes problems and suffering in their lives and the lives of others. Most people incur debt at various points in their lives, whether taking out a student loan for college or buying a first car or a house. For some people, unsecured debt, which is debt not secured by some form of collateral such as a house or car, becomes an addictive and unmanageable part of their lives. Debting is more than just sensationalized shopping. It can cripple and ruin someone’s life. Debt is like alcohol for the alcoholic, food for the compulsive eater, and gambling for the compulsive gambler.

For many it is a false crutch that feeds fantasy and magnifies obsession. Many debtors are thousands of dollars in debt to credit-card companies, student-loan providers, the IRS, or to family members. Compulsive debtors often engage in compulsive shopping or underearning, or alternate between overspending and deprivation. Eventually, a person with a compulsive debting problem finds that life has become unmanageable.

In D.A., our purpose is threefold: to stop incurring unsecured debt, to share our experience with the newcomer, and to reach out to other debtors. Debtors Anonymous is a non-profit organization based on the Twelve-Step principles of Alcoholics Anonymous. Compulsive debting can also affect those who are self-employed or business owners. For them, Business Debtors Anonymous meetings are available to address their specific needs.

Debtors Anonymous offers a program of recovery that works. Those who wish to stop debting are encouraged to attend meetings, read D.A. literature, seek the advice of a program sponsor, and follow the 12 Steps of the Debtors Anonymous program.

Dear Members, Groups, Intergroups, and GSR Area Groups:

The D.A. General Service Office (GS0) is working to update our worldwide D.A. meeting database.

Online Anonymity

Need Literature? Contact Liz H.

Intergroup Literature Guardian


 New groups start quarterly.
Email for more info: bdasteppingtogether@gmail.com

Best Practices for Securing Liability Insurance for Meetings
  Increasingly insurance companies are requiring locations to require insurance of unaffiliated groups. NCDA formed a committee to pull together information in the fellowship and beyond about insurance coverage for recovery meetings, events and Intergroup. We want to share here a summary of that information, so all member meetings have a baseline of the situation, options to consider and information we have available.

NEW! 2015 Do DA Day (audio):

Do you like Prosperity Times?

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Prosperity Times is provided as a service of NCDA Intergroup. Its content comes largely from people like you who are willing to share their experiences and insight that others may benefit. The fact that you are reading this may be an indication you are ready to provide the invaluable service of submitting your experience to Prosperity Times!

We will gladly answer your questions, provide guidance and edit your submission. To get started just email prosperitytimes@ncdaweb.org.

Register Your DA Meeting.

Debtors Anonymous World Service is updating its worldwide meeting list. Please be certain to register your meeting. Update Registration / Register New Meeting form: CLICK HERE

If your meeting has a number and it's not included with the meeting listing, please contact the NCDA webguardian@ncdaweb.org.

Publicize Meeting Updates and Events

Keeping our web site and "Prosperity Times" current provides the greatest service to those in need of our program. To notify BOTH our NCDA WebGuardian AND our "Prosperity Times" Editor simultaneously, email registrar@ncdaweb.org, be certain to include complete information about the meeting and event.

Find a Meeting by Day and Time.

Print a list of Northern California meetings.

Business Debtors Anonymous (BDA)

Choose a city to find a DA meeting:

Corte Madera
Los Angeles
Mendocino & Fort Bragg
Menlo Park
Mountain View
Online Meetings
Palo Alto
Phone Meetings
Sacramento Valley/

San Francisco
San Jose
San Rafael
Santa Cruz
Santa Rosa
Walnut Creek

Italics signify meetings outside the NCDA Intergroup.

To update your meeting information please email:
and put "DA Meeting Update" or "New DA Meeting" in the subject line.

NCDA Intergroup
P.O. Box 411282

San Francisco, CA 94141
Information Line: 415--295-NCDA (6232)


© 2004-2013 Northern California Intergroup of Debtors Anonymous