Additional Tools for Business Debtors Anonymous

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NCDA Intergroup
P.O. Box 411282
San Francisco, CA 94141

Business Owner's Tool Kit

● Create a personal spending plan via Debtors Anonymous

● Work out a 12-month business plan – include all costs, projected revenue and payroll – include your own salary.

● Review business plan with Business Pressure Relief Meeting.

● Separate personal finances from business finances. Maintain separate accounts. Create an action plan to ensure the business bookkeeping records are dean, orderly, and accurate.

● Be willing to be both in charge and responsible for all aspects of your business. Professional help, (accountants, lawyers, and consultants) are working for you and are not your business' higher power.

● Show up for your business, keeping your focus on business dollars and your time spent, using them to generate revenue.

● Be very clear about your profit-know your profit margin on each and every business transaction whether it involves a product or a service. Write it down and use your calculator, run a tape, double-check the numbers.

● Detach from difficult personalities – clients, partners, employees AND your own disease. Remember in all your business transactions it's Principles Before Personalities.

● If you have a problem with record keeping, billing or collections – BOOKEND.

● Be aware of the competition but don't worry about it – there is enough for everybody. It is an abundant universe. Consider your competition as a valuable teacher. Don't compare your business inside with your competitor's outside.

● If you feel either high or low when closing 'deals,' BOOKEND. Try not to dramatize.

● Pay bills promptly and get payments due to you promptly.

● Get business agreements in writing. To save money and confusion, write your own letters of agreement before seeking legal advice.

● Take care of yourself. Remember HALT: don’t get too Hungry, Angry, Lonely, or Tired.

● Begin building cash reserves, no matter how humble.

● Compare prices before contracting giving an order, or signing a check. When it is time to write a check, stop all other activities and THINK.

HELPFUL EXTRA TOOLS! The Ideal Spending Plan. Dare to dream of the "ideal" spending plan that supports your vision. Write it down and let it rest and reflect on it. Consider that it may be possible.

Printable Version

12 Signs

12 Steps

12 Traditions

12 Tools

12 Promises

BDA Signs

BDA Tools

BDA Recovery

BDA Tool Kit


Compulsive Spending

Meeting Format

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NCDA Intergroup
PO Box 411282
San Francisco, CA 94141
Information Line: 415-295-NCDA (6232)

© 2004-2013 Northern California Intergroup of Debtors Anonymous